📄️ Overview
The API offers the following services:
📄️ Convert service
The function of the Convert service is to enrich one or more files with the following information:
📄️ Pivot service
The pivot service is intended to aggregate the bank transactions of a household (or client). Transactions of multiple accounts, possibly with several banks, are merged and totalized after which averages will be calculated.
📄️ Pivot group service
The Pivot group service is intended to aggregate the bank transactions of a household (or client). Transactions of multiple accounts (possibly several different banks) are merged and totalized after which averages will be calculated.
📄️ Profiling service
The Profile service is meant to distill household information from the bank transactions of a household or client. The input of this service is the output of the convert service.
📄️ Aggregate service
The Aggregate service is aimed to aggregate bank transactions of a household (or client) and combine this with the profile of the household.
📄️ Budget Service
The output of the Aggregate Service and the potentially personalized profile of the client form the input of the Budget service. This service will calculate what a household with a certain profile can spend on a monthly basis as per category. Nibud determines these budgets yearly.
📄️ Periodical expenses service
The Periodical expenses service is intended to predict fixed and frequent expenses. Among other thing this covers:
📄️ Periodical income service
The Periodical income service has been designed to predict fixed and regular income. Among other things this contains:
📄️ ILT Service
Income and burden evaluation has the same working method as the Benchmark Service.
📄️ Indicator business service
A call to the business indicators results in an analysis reported in multiple indicators.
📄️ Recurrence service
The Recurrence service is intended to detect recurrent expenses\incomes. Among other things this covers:
📄️ Calling LinX with PSD2
Aside from sending regular files to LinX, it is also possible to use PSD2 to directly the data from banks directly.
📄️ Calling LinX with business files
To indicate whether files should be treated as owned by a business an indication in the header of Convert, Pivot and Pivot group services can be made.
📄️ Calling LinX with virtual accounts in the header
Another option for some LinX services are the Virtual Accounts in the header. This header allows the client to specify one or more bank accounts (IBAN) to be treated as bank accounts 'part of the batch'. For example:
📄️ Balance indicator output
The balance indicator is part of the output of the business indicator service.
📄️ Indicator output
All indicators reporting income and expense transactions are based on the same calculation method and produce a similar output.
📄️ Benchmark service
Benchmark service is a collection of indicators that analyze transaction data. They allow clients to quickly get a global idea of the data set, quickly answering generic questions, such as:
📄️ Contracts service
De contracts service is bedoeld om een overzicht te maken van de abonnementen/contracten die in de komende 30 dagen betaald gaan worden. Dit betreft dan onder andere
📄️ Headers for calling the ILT and indicator business services
For the ILT and indicator business there are two extra optional headers, which allow to control the analysis contained in the output.
📄️ ILT service
A call to the income and burden evaluation results in an analysis divided in multiple indicators.