The Profiling Service is designed to extract detailed household information from bank transaction data, enabling the generation of a profile for calculating Nibud reference numbers. This service processes data to infer household composition, financial information, and other relevant characteristics. It can be further extended to provide input for the Budget Service.
Calling the Profiling Service
Please refer to the API reference for the Profile service for all technical details on how to call this service.
Key Profile Details:
- Household Composition: Includes the number of adults (with gender) and children, grouped by age ranges:
- 0 to 5 years old
- 6 to 11 years old
- 12 to 17 years old
- 18 years and older
- Residence Information: Details about the household's dwelling, such as type of property, size, and year of build.
- Vehicles: Information about cars and motorcycles, including type, state, and annual mileage.
- Average Monthly Income: The net disposable income of the household.
- Average Rent/Mortgage: The household's average expenditure on housing.
This profile can be expanded with additional information for the Budget Service.
Response Schema:
The response contains detailed household profile information:
- Net Disposable Income: besteedbaarInkomen
- Head of Household: hoofdpersonen (Array of adults, with birthdate and gender).
- Other Household Members: huisgenoten (Array of household members, including partners).
- Children: kinderen (Array of children, with their ages, gender, and living situation).
- Vehicles: autos (Details of cars, including annual kilometers driven and value).
- Residence: woning (Details about the household's residence, including year built, energy label, rent/mortgage costs).
- Incomes: incomes (Array of income sources).
Expected Enum values
Car
| Field | Value | Type | Description |
|---|
| Geen | 0 | Int | Geen |
| Mini | 1 | Int | Mini |
| Compact | 2 | Int | Compact |
| Compact_middenklasse | 3 | Int | Compact middenklasse |
| Middenklasse | 4 | Int | Middenklasse |
State of Car
| Field | Value | Type | Description |
|---|
| Nieuw | 0 | Int | Nieuw |
| Tweedehands | 1 | Int | Tweedehands |
Kilometers
| Field | Value | Type | Description |
|---|
| Less_Then_10000 | 0 | Int | < 10.000> |
| Between_10000_And_20000 | 1 | Int | 10.000 - 20.000 |
| More_Then_20000 | 2 | Int | > 20.000 |
Type of Residence
| Field | Value | Type | Description |
|---|
| VrijstaandGroot | 0 | Int | Vrijstaand |
| VrijstaandKlein | 1 | Int | Vrijstaand, kleiner dan 150 m2 |
| TweeOnderEenKap | 2 | Int | Hoekwoning |
| RijtjeswoningTussen | 3 | Int | Tussenwoning |
| RijtjeswoningHoek | 4 | Int | Rijtjeswoning hoek |
| Maisonette | 5 | Int | Maisonette |
| Galerij | 6 | Int | Appartement |
| Portiekwoning | 7 | Int | Portiekwoning |
| OverigFlat | 8 | Int | Overige flat |
| Kamer | 9 | Int | Kamer |
Year of Build
| Field | Value | Type | Description |
|---|
| Na2001 | 6 | Int | Na 2001 |
| Van1946TotEnMet1965 | 1 | Int | 1946-1965 |
| Van1966TotEnMet1975 | 2 | Int | 1966-1975 |
| Van1976TotEnMet1979 | 3 | Int | 1976-1979 |
| Van1980TotEnMet1988 | 4 | Int | 1980-1988 |
| Van1989TotEnMet2000 | 5 | Int | 1989-2000 |
| Voor1945 | 0 | Int | Voor 1945 |
Type of Property
| Field | Value | Type | Description |
|---|
| Huurwoning | 0 | Int | Huur |
| Koopwoning | 1 | Int | Koop |